Should I sell or rent out my property?

That depends on three things. Your mortgage: most lenders require consent before you may let your home. Tax: a rented-out property falls into box 3, and since the adjusted leegwaarderatio it is taxed more heavily than before. And regulation: Amsterdam rents are increasingly capped by the points system, which can limit the rent you may legally charge. Selling gives you certainty and releases your equity. Letting gives you income and keeps the asset, with regulatory risk in return. We can calculate both scenarios for your specific property, with real figures, so you decide on numbers rather than gut feeling.

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